Virginia Standards of Learning
TimeMAPS meets Personal Finance requirements and engages students
The Virginia Department of Education sets standards of learning to ensure that high school students receive the curriculum content necessary to advance academically and graduate with superior knowledge and skills. The Virginia standards of learning in four core curriculum content areas, including science, math, social science and history, require that state students must pass standards of learning tests to attain credits to graduate.
Curriculum used to support Virginia standards of learning must provide ample preparation and critical knowledge to ensure that students comprehend subject matter, reach learning benchmarks and benefit long term from their studies. To help educators meet standards of learning for personal finance, Realityworks now offers a software and curriculum to engage students in critical knowledge and skills regarding money management and financial concepts, and improve scores on the rigorous tests required.
TimeMAPS Money Management and Life Skills Program meets national standards for teaching personal finance set by Jumpstart Coalition, and aligns to Virginia standards of learning (Economics and Personal Finance Standards of Learning) required for graduation. Personal finance curriculum may be taught in Virginia social studies, math or career and technology courses. For the 2010-11 school year, all Virginia students entering the 9th grade must have one full credit of economics and personal finance to graduate. TimeMAPS stands for Time Management for Achieving Personal Success and takes students on a journey from high school to retirement using key financial concepts to demonstrate how a lifetime of personal finance prowess can affect quality of life, personal success and financial security.
TimeMAPS Money Management and Life Skills Program meets national standards for teaching personal finance set by Jumpstart Coalition, and aligns to Virginia standards of learning (Economics and Personal Finance Standards of Learning) required for graduation. Personal finance curriculum may be taught in Virginia social studies, math or career and technology courses. For the 2010-11 school year, all Virginia students entering the 9th grade must have one full credit of economics and personal finance to graduate. TimeMAPS stands for Time Management for Achieving Personal Success and takes students on a journey from high school to retirement using key financial concepts to demonstrate how a lifetime of personal finance prowess can affect quality of life, personal success and financial security.
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Improving comprehension and retention with TimeMAPS
We know that improvements in our nation’s financial literacy will not benefit the economy or personal prosperity just because students pass a test to meet Virginia standards of learning. Young people not only need to know how to use capital resources and investments effectively, but actually put that knowledge into practice, whether it’s in managing their personal budgets and saving wisely or financing a home while preparing for unexpected shortfalls.
Along with social studies and math, young people need a solid understanding of key financial concepts that drive personal accumulation of wealth and sound business practices. TimeMAPS can effectively raise test scores and meet Virginia standards of learning because it engages students to a degree that they learn, practice and apply the concepts during class. This gives educators a better idea of how well students have comprehended and mastered the material in real time.
Along with social studies and math, young people need a solid understanding of key financial concepts that drive personal accumulation of wealth and sound business practices. TimeMAPS can effectively raise test scores and meet Virginia standards of learning because it engages students to a degree that they learn, practice and apply the concepts during class. This gives educators a better idea of how well students have comprehended and mastered the material in real time.
Background of Personal Finance Standards in Virginia
Considering this need for financial literacy and practical skills, the United States Congress established the Financial Literacy and Education Commission under the Financial and Education Improvement Act. States like Virginia have acted upon this initiative with standards of learning to ensure students attain a level of achievement in personal finance subject matter that will make a difference in the local economy and personal success.
Concepts required by the Virginia standards of learning include borrowing, lending, the role of the Federal Reserve System, taxes, personal finance, career opportunities, financial responsibilities of citizenship, the importance of education to skills and income, credit, financial markets, purchasing a home, discretionary spending, compound interest and more. Virginia standards of learning can improve teaching practices and boost financial literacy by using TimeMAPS, which covers all of these topics in detail and offers plenty of opportunities for hands-on learning and practice, as well as assessments to measure the success of program material.
Concepts required by the Virginia standards of learning include borrowing, lending, the role of the Federal Reserve System, taxes, personal finance, career opportunities, financial responsibilities of citizenship, the importance of education to skills and income, credit, financial markets, purchasing a home, discretionary spending, compound interest and more. Virginia standards of learning can improve teaching practices and boost financial literacy by using TimeMAPS, which covers all of these topics in detail and offers plenty of opportunities for hands-on learning and practice, as well as assessments to measure the success of program material.
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TimeMAPS is needed in Virginia classrooms now more than ever
According to the Sallie Mae’s National Study of Usage Rates and Trends 2009, as many as 84% of undergraduates posses at least one credit card. Of that group, the majority of teens don’t know the practicalities of personal finance and as a result, many misuse their line of credit and become entrapped in an accumulation of bad debt.
Moreover, many Americans are insecure about their future, as more than one-third of adults say they do not have any non-retirement savings and more than one quarter of people do not have any future savings. Only 59% of young adults pay their bills on time. More than one in four parents surveyed, or 28%, are not currently saving for either their own retirement or a child’s college education.
With these abysmal numbers, there is undoubtedly a dire need for young people to be taught lessons pertaining to personal finance in grades 9-12 to turn such trends around.
TimeMAPS Money Management and Life Skills Program can improve Virginia’s performance standards for school leaders and have a positive effect on financial literacy among young people. And it makes the instructor’s job easier, too.
TimeMAPS comes with highly interactive classroom software with 54 standards based lessons on 13 critical financial themes and a Life Simulator for applying all of the lessons learned to a life from high school to retirement. The simulation offers students the ability to make financial decisions and observe the consequences, then go back to any scenario to adjust their choices to achieve better outcomes.
A Curriculum CD provides all of the resources a teacher needs to prepare, administer the lessons and challenge students with additional activities and worksheets. The TimeMAPS Online Testing System offers a flexible and dynamic alternative to paper assessments. It allows teachers to use default questions, edit questions, or write their own. Performance is measured and feedback is given to both teacher and student immediately. This allows educators to assess knowledge and skills and make adjustments to ensure comprehension and success.
In so many ways, TimeMAPS can easily help to improve the Virginia standards of learning and financial literacy among young people.
Moreover, many Americans are insecure about their future, as more than one-third of adults say they do not have any non-retirement savings and more than one quarter of people do not have any future savings. Only 59% of young adults pay their bills on time. More than one in four parents surveyed, or 28%, are not currently saving for either their own retirement or a child’s college education.
With these abysmal numbers, there is undoubtedly a dire need for young people to be taught lessons pertaining to personal finance in grades 9-12 to turn such trends around.
TimeMAPS Money Management and Life Skills Program can improve Virginia’s performance standards for school leaders and have a positive effect on financial literacy among young people. And it makes the instructor’s job easier, too.
TimeMAPS comes with highly interactive classroom software with 54 standards based lessons on 13 critical financial themes and a Life Simulator for applying all of the lessons learned to a life from high school to retirement. The simulation offers students the ability to make financial decisions and observe the consequences, then go back to any scenario to adjust their choices to achieve better outcomes.
A Curriculum CD provides all of the resources a teacher needs to prepare, administer the lessons and challenge students with additional activities and worksheets. The TimeMAPS Online Testing System offers a flexible and dynamic alternative to paper assessments. It allows teachers to use default questions, edit questions, or write their own. Performance is measured and feedback is given to both teacher and student immediately. This allows educators to assess knowledge and skills and make adjustments to ensure comprehension and success.
In so many ways, TimeMAPS can easily help to improve the Virginia standards of learning and financial literacy among young people.
Key Features of TimeMAPS:
Optional Student Resource CDs are available for schools desiring “digital textbooks” or versions of the software that can be taken home to extend the learning experience beyond the classroom and encourage independent study.
TimeMAPS can successfully increase Virginia standards of learning and help students pursue the type of education needed to secure the job, income and abilities desired for future success in life and money. The software and curriculum will not only help them to learn the intricacies of personal finance, budgeting and money management to meet state requirements, but will truly prepare them to face the actual financial challenges of life upon graduating from high school.
For more information on TimeMAPS and meeting Virginia Economics and Personal Finance standards of learning, contact a Realityworks Product Consultant today.
TimeMAPS can successfully increase Virginia standards of learning and help students pursue the type of education needed to secure the job, income and abilities desired for future success in life and money. The software and curriculum will not only help them to learn the intricacies of personal finance, budgeting and money management to meet state requirements, but will truly prepare them to face the actual financial challenges of life upon graduating from high school.
For more information on TimeMAPS and meeting Virginia Economics and Personal Finance standards of learning, contact a Realityworks Product Consultant today.
