Department of Education requires financial literacy
for Utah core curriculum
TimeMAPS helps students master personal finance lessons
The Utah Department of Education has taken a bold step to include financial literacy in Utah core curriculum for 9th through 12th grade beginning in 2011. The course of study for both General Financial Literacy Core Standards and Mathematics of Personal Finance Standards helps students understand the principles of money management, use a rational decision-making process to set and implement financial goals, and understand the relationship between career preparation and income.
These standards have the same goal of improving financial literacy and better preparing youth for the challenging economic environment ahead of them through Utah core curriculum. However, the Mathematics of Personal Finance Standards put an added emphasis on the application and use of math.

Making financial literacy a graduation requirement for Utah students is a commitment to improving the economic prosperity of state residents. Equipping young people for major financial decisions ahead of them is an example of using standards based learning as an investment in the future.

The Utah Department of Education's requirements for Utah core curriculum are coming none too soon and in response to a nationwide epidemic. A 2008 financial literacy survey painted a grim picture about financial literacy and underscores the need to ensure our schools strive for excellence in financial literacy education.
This text will be replaced
Some of the findings include:
  • At least one in every 10 Americans reports a missed or late mortgage payment.
  • 7% of adult Americans get calls from collection agencies.
  • Only 59% of Americans aged between 18-29 pay their monthly bills on time.
  • More than 33% of adults in the country don't have any kind of retirement savings.
Similar findings from a 2008 Parents and Money survey provide more evidence that by infusing Utah core curriculum with personal finance is an appropriate and necessary response.
According to the survey:
  • Only 34% of parents teach their children the basics of personal finance such as balancing a checkbook, a percentage that declines to 29% when it comes to educating children about credit cards.
  • 71% Americans believe that personal finance can be best learned from experience.
  • 93% of American parents of teens believe that their children are ill equipped to handle their own finance or taking their financial decisions.
TimeMAPS Free Evaluation
Get Correlations to Utah State Standards
Get My School Funded Now
The Utah Department of Education has taken a major step toward improving financial literacy with learning standards that emphasize the introduction of personal finance to students at an early age. With so many free and fee-based curricula available to educators, selecting one with lasting benefits is critical to the success of Utah core curriculum requirements.

Utah educators looking for a powerful tool to provide quality instruction in personal finance need look no further than TimeMAPS Money Management and Life Skills Program. TimeMAPS interactive software and curriculum immerses students in the major principles of financial literacy and provides a wealth of career exploration activities and information. This course of study demonstrates how personal finance is affected by decisions regarding level of education, job selection, housing, geographic location and lifestyle as well as saving, spending, budgeting and investing. The software features a Life Simulator that allows students to immerse themselves in the many situations requiring good money management that occur over the course of a lifetime. By using TimeMAPS in Utah core curriculum, educators will meet requirements and make a difference in the future of its students.

TimeMAPS meets national standards for teaching personal finance according to JumpStart Coalition and meets 100% of the Utah core curriculum requirements for both General Financial Literacy and Mathematics of Personal Finance. These learning standards and graduation requirements will help ensure that young people enter their adulthood with the tools they need to make good financial decisions.
Some of the unmatched advantages of TimeMAPS software are:
  • Lesson content meets 100% of national standards for personal finance and Utah core curriculum requirements.
  • Software integrates technology into the classroom.
  • Curriculum materials require less preparation for teachers .
  • Cost of software is less in comparison to textbooks.
  • Government data is updated annually and is accurate at the state and local level.
  • Curriculum and interactivity are flexible enough to comprise an entire course curriculum (including Utah core curriculum) or supplement existing lessons.
TimeMAPS interactive software and curriculum offers everything needed to create a successful learning experience in personal finance and assure educators that they will meet benchmarks established by the Utah Department of Education and required for Utah core curriculum. More importantly, TimeMAPS creates a learning environment where students can learn, practice and apply key personal finance concepts and come to master the skills they need to be successful in life and money beyond their time in the classroom. Financial literacy is achieved through core curriculum requirements when students understand and retain critical information that they can use for a lifetime.
First Name (*)
Last Name (*)
Title (*)
School/Organization (*)
Phone (*)
Email (*)
Zip (*)
Preferred method of contact
Message
Security Code (*)
(This verification is to stop Automated spam submissions)

Please enter the Code shown above

* are mandatory Fields and we hate spam as much as you do. We will never sell your email.