Personal Financial Literacy Program
Aligned to Oklahoma Mathematics Content Standards
TimeMAPS Interactive Software and Curriculum
Oklahoma teens are no different than teens around the country-in need of effective education in the concepts of personal finance that will help them succeed in life. In today's economic environment, a standards based curriculum that engages them in critical personal finance concepts is important for the future. TimeMAPS Money Management and Life Skills Program is a new curriculum that aligns to the Oklahoma mathematics content standards and prepares students to make sound financial decisions now and for the rest of their lives.
TimeMAPS is a standards based learning program designed to give Oklahoma teens a practical, hands-on experience in financial matters such as budgeting, spending and saving. Aligned to Oklahoma mathematics content standards, the TimeMAPS Money Management and Life Skills Program is highly interactive, easy to grasp and enjoyable for high school students.
Paperless personal financial literacy for Oklahoma teens
Based on Oklahoma mathematics content standards, TimeMAPS introduces a technology-based, paperless curriculum for teaching personal financial literacy in the classroom. Aligned to 9-12 curriculum, this interactive software teaches high school students the concepts of personal finance while engaging them like no textbook possibly can. TimeMAPS stands for Time Management for Achieving Personal Success and consists of lessons that take students through the many financial decisions they will make from high school through retirement. Since the TimeMAPS course of study is aligned to Oklahoma mathematics content standards, it's easy for instructors to meet the requirements of the core curriculum and know they are preparing their students for lifetime success.
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TimeMAPS-an easy to use software program
TimeMAPS provides the financial concepts students need to master for success in life and money without going beyond the limits of Oklahoma mathematics content standards.
The software consists of 54 standards-based personal finance lessons. These lessons are reinforced with over 140 interactive examples and exercises. The interactive software also includes over 700 financial terms with contextual definitions. The concepts are explained with charts, tables and graphs. To help connect students to real world complexities of personal finance issues, the software makes use of career exploration of 1400+ job titles in 23 areas of interest and a Life Simulator for "AHA" moments that bring it all together. Not only does the software strictly keep to the Oklahoma mathematics content standards, it also provides the most updated information using current government data.
The software consists of 54 standards-based personal finance lessons. These lessons are reinforced with over 140 interactive examples and exercises. The interactive software also includes over 700 financial terms with contextual definitions. The concepts are explained with charts, tables and graphs. To help connect students to real world complexities of personal finance issues, the software makes use of career exploration of 1400+ job titles in 23 areas of interest and a Life Simulator for "AHA" moments that bring it all together. Not only does the software strictly keep to the Oklahoma mathematics content standards, it also provides the most updated information using current government data.
TimeMAPS integrates technology into the classroom
TimeMAPS can be integrated into Oklahoma mathematics content standards to help 9-12 grade students master the many concepts of money management. This technology-savvy software eliminates the need for the conventional textbook. With its online testing system, TimeMAPS does not require teachers to spend time on unnecessary paperwork; the software comes pre-loaded with a variety of questions including true/false, multiple choice and essay. Students can take exams and quizzes online and receive instant feedback. With the help of email notification, teachers can also keep tabs on the performance of individual students.
Moreover, it allows teachers to easily meet Oklahoma mathematics content standards. As a result, both teachers and students find the personal finance lessons interesting, easy to understand and memorable.
Moreover, it allows teachers to easily meet Oklahoma mathematics content standards. As a result, both teachers and students find the personal finance lessons interesting, easy to understand and memorable.
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The indisputable facts
A few facts and figures illustrate the importance of using a powerful personal finance curriculum in the classroom right now.
The baby boomer generation has earned more than any previous generation. However, the average baby boomer will have less than $50,000 in savings apart from home equity according to the Federal Reserve Board's Survey of Consumer Finances for 2007. The only explanation is that they failed to plan and manage their personal finances.
The findings of the 2008 Financial Literacy Survey of adults, conducted on behalf of the National Foundation for Credit Counseling, Inc. and MSN Money, affirms that one in every ten Americans with a mortgage reports they were either late on mortgage payments or missing one. Seven percent of adults with mortgage reports are either getting calls from collectors or seriously considering filing for bankruptcy.
The survey also found that more than one-third of adults do not have any non-retirement savings, and more than one-quarter are currently not saving for their retirement. Learning about personal finance is even more important for today's teens, so they don't end up in the same situation.
More than half of all Americans believe their income will fail to keep pace with inflation. Only 14 percent of teens have taken a personal finance class in school, and 69 percent of teens said whatever they know about personal finance, they learned from their parents. But the anomaly is only 34 percent of parents have ever taught their teen how to balance a checkbook, and only 29 percent have explained how credit cards work.
With 93 percent of American parents thinking that their teens will make some financial missteps in one form or another, the majority agree on one point: the importance of personal financial literacy for today's teens. But when it comes to systematically teaching the concepts of budgeting, saving, and investment to their teens, more than two-thirds of parents don't know where to start, what to teach or how to teach.
The baby boomer generation has earned more than any previous generation. However, the average baby boomer will have less than $50,000 in savings apart from home equity according to the Federal Reserve Board's Survey of Consumer Finances for 2007. The only explanation is that they failed to plan and manage their personal finances.
The findings of the 2008 Financial Literacy Survey of adults, conducted on behalf of the National Foundation for Credit Counseling, Inc. and MSN Money, affirms that one in every ten Americans with a mortgage reports they were either late on mortgage payments or missing one. Seven percent of adults with mortgage reports are either getting calls from collectors or seriously considering filing for bankruptcy.
The survey also found that more than one-third of adults do not have any non-retirement savings, and more than one-quarter are currently not saving for their retirement. Learning about personal finance is even more important for today's teens, so they don't end up in the same situation.
More than half of all Americans believe their income will fail to keep pace with inflation. Only 14 percent of teens have taken a personal finance class in school, and 69 percent of teens said whatever they know about personal finance, they learned from their parents. But the anomaly is only 34 percent of parents have ever taught their teen how to balance a checkbook, and only 29 percent have explained how credit cards work.
With 93 percent of American parents thinking that their teens will make some financial missteps in one form or another, the majority agree on one point: the importance of personal financial literacy for today's teens. But when it comes to systematically teaching the concepts of budgeting, saving, and investment to their teens, more than two-thirds of parents don't know where to start, what to teach or how to teach.
A solution for tomorrow you can start using today
This is where TimeMAPS comes in. It aligns with Oklahoma mathematics content standards and teaches young people the critical skills they need to master personal financial literacy and be successful in life.
Financial literacy is a pressing issue of our time. As educators or parents, consider taking advantage of the TimeMAPS Program and use it for a complete solution that helps us all.
Call today for more information!
Financial literacy is a pressing issue of our time. As educators or parents, consider taking advantage of the TimeMAPS Program and use it for a complete solution that helps us all.
Call today for more information!
