North Carolina Standard Course of Study
Personal Finance Education embedded in Civics and Economics
For generations, North Carolina youth have learned personal finance basics from their parents. However, we now know that many parents themselves are not well-versed in managing their finances and that is why personal finance education is part of the North Carolina Standard Course of Study. Despite belonging to a generation that earned more than any before it, the average baby boomer will have less than $50,000 in savings apart from home equity according to the Federal Reserve Board's survey of consumer finances for 2007.
The 2008 Financial Literacy Survey of adults, conducted on behalf of the National Foundation for Credit Counseling, Inc. and MSN Money, shows that:
In a culture where parents are still counted as the main source of information for learning the matters of personal finance, a formal approach aligned to North Carolina standard course of study is necessary. Almost 71 percent of parents maintain that best way for teens to learn about money is from guided, hands-on experience or their own example.
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A majority of them also consider learning about budgeting (63%) and credit card management (55%) to be more important for today's teens than previous generations. But when it comes to training their kids in these subjects, more than two third of the parents admit they have no clue where to start.
North Carolina teaching standards now incorporate personal finance education into Civics and Economics courses at the 10th grade level. Financial literacy is also a component of some social studies and Family and Consumer Sciences (FCS) courses. Objectives of these courses are to teach students the tradeoffs and opportunities surrounding economic choices, such as wants and needs, and expose them to money management topics, such as saving, budgeting, credit, insurance and investing. There is also an emphasis on successful life management including education and career development.
North Carolina teaching standards now incorporate personal finance education into Civics and Economics courses at the 10th grade level. Financial literacy is also a component of some social studies and Family and Consumer Sciences (FCS) courses. Objectives of these courses are to teach students the tradeoffs and opportunities surrounding economic choices, such as wants and needs, and expose them to money management topics, such as saving, budgeting, credit, insurance and investing. There is also an emphasis on successful life management including education and career development.
The TimeMAPS curriculum solution for North Carolina
TimeMAPS stands for Time Management for Achieving Personal Success. TimeMAPS is an interactive software and curriculum for teaching personal finance. TimeMAPS can be integrated into 9-12 school curriculum as an entire course or a supplement to existing curricula. Based on the North Carolina standard course of study, TimeMAPS introduces young people to important personal finance concepts needed in Civics, Economics, FCS and Social Studies. Aligned to North Carolina core curriculum, this standard based learning program helps teens acquire the skills they need for a lifetime of financial and career success.
TimeMAPS-cutting edge and feature-packed
TimeMAPS is comprised of 54 standards-based personal finance lessons. It contains a library of over 700 financial terms defined in context, and uses over 140 interactive examples and exercises to reinforce concepts. With the help of charts, tables and graphs, it translates the complex issues of personal finance into easy-to-understand material.
TimeMAPS covers 1400+ job titles in 23 areas of interest and uses a Life Simulator to help students take what they've learned and apply it to real life decisions they may actually face.
TimeMAPS meets 100 percent of all North Carolina standard course of study and Career and Technical Education competency goals related to a personal financial literacy course. Teachers can be assured that they are meeting standards and improving the futures of their students by using TimeMAPS in the classroom.
TimeMAPS is current, using current government data that is updated yearly down to the state and local level. Exercises are relevant no matter which area of the country students are using it. TimeMAPS is designed for 9-12 school curriculum and can be introduced as a complete course of study or a supplement to the North Carolina standard course of study.
This standard based learning program has features fit for today's tech-savvy kids. By integrating technology in classroom, the complex issues of personal finance are easier to grasp and enjoyable to learn. TimeMAPS employs problem-solving and critical thinking skills as teens explore the world of money management, spending, saving, investing, credit card management and more. As a result, students and teachers find this paperless course of study preferable over conventional textbooks. Teens are exposed to a wide variety of financial topics and their exercises are personalized depending on the inputs they choose.
TimeMAPS covers 1400+ job titles in 23 areas of interest and uses a Life Simulator to help students take what they've learned and apply it to real life decisions they may actually face.
TimeMAPS meets 100 percent of all North Carolina standard course of study and Career and Technical Education competency goals related to a personal financial literacy course. Teachers can be assured that they are meeting standards and improving the futures of their students by using TimeMAPS in the classroom.
TimeMAPS is current, using current government data that is updated yearly down to the state and local level. Exercises are relevant no matter which area of the country students are using it. TimeMAPS is designed for 9-12 school curriculum and can be introduced as a complete course of study or a supplement to the North Carolina standard course of study.
This standard based learning program has features fit for today's tech-savvy kids. By integrating technology in classroom, the complex issues of personal finance are easier to grasp and enjoyable to learn. TimeMAPS employs problem-solving and critical thinking skills as teens explore the world of money management, spending, saving, investing, credit card management and more. As a result, students and teachers find this paperless course of study preferable over conventional textbooks. Teens are exposed to a wide variety of financial topics and their exercises are personalized depending on the inputs they choose.
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Helpful to teachers, invaluable for students
In addition to the abundant instructor resources, the TimeMAPS online testing system makes this standards based learning program convenient for teachers. Online testing makes it easier for teachers to meet the North Carolina standard course of study while introducing 9-12 grade students to the complex subject of money management. Its user-friendly, easy-to-navigate system helps instructors create a test or survey in less than a minute with a pre-loaded set of questions. It is also possible to design a test with a single lesson's questions or combine multiple lessons' questions. Teachers can also customize tests by editing and deleting existing questions to align more closely to North Carolina standard course of study.
Most importantly, this interactive software lets teachers give attention to individual students with features like automatic grading, scheduling individual times and dates for tests, e-mail notifications of each students' grade, and a summary of individual student's performance. It's easy for teachers to assess how well course objectives are being met, or which students may need extra time and attention.
With TimeMAPS, teachers receive all the resources they need, including lesson plans, instructor guides, worksheets and quizzes. These items engage young minds in the challenging subject matter of personal finance, and help them easily meet the North Carolina standard course of study.
TimeMAPS is a great solution for improving financial literacy and incorporating curriculum into existing courses emphasizing personal finance. As a part of North Carolina standard course of study, it can offer North Carolina teens the most important lessons of life-how to successfully plan for the future and manage money on their own.
This personal finance program not only meets requirements for the North Carolina standard course of study, it is also aligned with Perkins Funding and Enhancing Education through Technology grants. Call us today to find out how TimeMAPS is aligned to funding and content standards and how you can introduce this dynamic, interactive learning tool into your classroom.
Most importantly, this interactive software lets teachers give attention to individual students with features like automatic grading, scheduling individual times and dates for tests, e-mail notifications of each students' grade, and a summary of individual student's performance. It's easy for teachers to assess how well course objectives are being met, or which students may need extra time and attention.
With TimeMAPS, teachers receive all the resources they need, including lesson plans, instructor guides, worksheets and quizzes. These items engage young minds in the challenging subject matter of personal finance, and help them easily meet the North Carolina standard course of study.
TimeMAPS is a great solution for improving financial literacy and incorporating curriculum into existing courses emphasizing personal finance. As a part of North Carolina standard course of study, it can offer North Carolina teens the most important lessons of life-how to successfully plan for the future and manage money on their own.
This personal finance program not only meets requirements for the North Carolina standard course of study, it is also aligned with Perkins Funding and Enhancing Education through Technology grants. Call us today to find out how TimeMAPS is aligned to funding and content standards and how you can introduce this dynamic, interactive learning tool into your classroom.
