High School Graduation Requirements for Missouri
TimeMAPS meets academic frameworks for Personal Finance instruction
Personal finance has been taught in the Missouri Family and Consumer Sciences (FCS) program, business education and social studies, to help students prepare for life, career and family. Today, the Missouri Department of Education is striving to meet the challenges of 21st Century education and improve financial literacy by making personal finance a high school graduation requirement. A course of study in personal finance is important for teenagers on the verge of becoming consumers and contributors to the world economy. Their futures and our collective economic prosperity depend on comprehensive curriculum that covers critical financial concepts for success in life and money.
Business education has become an increasing important facet of social sciences in grades 9-12 school curriculum, as reflected in the high school graduation requirements for Missouri. Educators in Missouri and elsewhere face new demands for standards-based learning, which aims to prepare students for adulthood, meet requirements for graduation and hold teachers accountable for academic rigor. The focus on a course of study in personal finance has been intensifying across the nation since the economic collapse.
Statistics illuminate the problems facing the young adults and underscore the need for students to meet the high school graduation requirements for Missouri. One tenth of Americans with mortgages report late or missing payments during the past year, according to the 2008 Financial Literacy Survey of Adults commissioned by the National Foundation for Credit Counseling - a number which has undoubtedly increased during the recent mortgage crisis. The same source reports that a mere 59 percent of young adults pay their monthly bills on time. A full 93 percent of parents fear that their teens will make unwise financial choices, and 33 percent expect to help their children financially in the future, according to Charles Schwab's "Parents & Money" Survey of March 2008.
Statistics illuminate the problems facing the young adults and underscore the need for students to meet the high school graduation requirements for Missouri. One tenth of Americans with mortgages report late or missing payments during the past year, according to the 2008 Financial Literacy Survey of Adults commissioned by the National Foundation for Credit Counseling - a number which has undoubtedly increased during the recent mortgage crisis. The same source reports that a mere 59 percent of young adults pay their monthly bills on time. A full 93 percent of parents fear that their teens will make unwise financial choices, and 33 percent expect to help their children financially in the future, according to Charles Schwab's "Parents & Money" Survey of March 2008.
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Fortunately, there is a powerful tool to help students meet the high school graduation requirements for Missouri, and assist teachers in fortifying their personal finance classes for FCS, business education and social studies. TimeMAPS interactive software and curriculum for personal finance uses technology to deliver complex concepts in an engaging manner. TimeMAPS immerses students in financial situations and the most important money management decisions they will make. By creating simulated life decisions and their financial consequences, this course of study is transformed from an abstract exercise into hands-on practice for financial freedom.
The TimeMAPS Money Management and Life Skills Program is a powerful, up-to-date tool that prepares students for life's challenges and meets the high school graduation requirements for Missouri. TimeMAPS (which stands for Time Management for Achieving Personal Success), offers a dynamic, interesting, and informative aid to personal finance, business, and life skills education. The TimeMAPS package includes a variety of useful tools for both students and educators.
The TimeMAPS Money Management and Life Skills Program is a powerful, up-to-date tool that prepares students for life's challenges and meets the high school graduation requirements for Missouri. TimeMAPS (which stands for Time Management for Achieving Personal Success), offers a dynamic, interesting, and informative aid to personal finance, business, and life skills education. The TimeMAPS package includes a variety of useful tools for both students and educators.
A Curriculum CD for instructors includes lesson plans, instructor guides, worksheets, and quizzes- prepared in advance for the teacher's convenience-is aligned to the high school graduation requirements for Missouri, as mandated by the Missouri Department of Education.
TimeMAPS software is an interactive textbook which allows students not only to study, but also apply the concepts they've learned with an array of insightful lessons, examples, and exercises. The Life Simulator is the culmination of the 54-lesson curriculum, giving students the opportunity to apply what they've learned to a life from high school to retirement. Student Resource CDs can be purchased like electronic textbooks - to extend learning beyond the classroom.
The TimeMAPS Online Testing System, a state-of-the-art online testing and grading center, allows educators to use default questions or write their own. Questions varying by T/F, matching, multiple choice, and essay. Automatic online grading provides instant results and frees educators from paperwork, giving them more time to focus on providing quality instruction and meeting the requirements of their courses.
TimeMAPS is much more than a bundle of useful CDs and online features, however. The curriculum is designed and updated to meet National Standards for Personal Finance Education (JumpStart Coalition), making it a reliable resource for meeting high school graduation requirements for Missouri. The software program engages learners because it uses technology to deliver lessons and create opportunities to experiment with financial decisions and see various outcomes. All software has been written for easy, intuitive use.
TimeMAPS is loaded with features that enhance both the teacher and student experience while meeting the high school graduation requirements for Missouri and standards for financial literacy. There are more than 140 interactive examples and exercises designed to illustrate and reinforce concepts found in the course material. The software includes a library of more than 700 useful financial terms, defined in context. Charts, tables, and graphs are used to give visual impact to the lessons. Career exploration of 1400 job titles in 23 areas of interest gives students a deeper look at the possibilities open to them and the type of education and skills required.
TimeMAPS uses current government data including housing information, tax tables and cost of living, making it the most relevant and up-to-date curriculum available. TimeMAPS makes personal finance lessons more understandable and enjoyable for students, while at the same time reducing teachers' preparation time and paperwork. The software and curriculum integrates technology into the classroom, teaching other important skills, and preparing students to successfully meet high school graduation requirements for Missouri and successfully manage their financial futures.
Today's students face the need for unprecedented knowledge in the field of personal finance before they go on to choose careers and make other important financial decisions. The high school graduation requirements for Missouri reflect this truth, and are intended to give students a solid base in social studies and business education to build upon for a lifetime. TimeMAPS interactive software and curriculum can help educators create a dynamic and successful learning experience in the field of personal finance.
Contact a Realityworks Product Consultant today for more information about this valuable resource for financial literacy and personal finance teaching requirements.
TimeMAPS software is an interactive textbook which allows students not only to study, but also apply the concepts they've learned with an array of insightful lessons, examples, and exercises. The Life Simulator is the culmination of the 54-lesson curriculum, giving students the opportunity to apply what they've learned to a life from high school to retirement. Student Resource CDs can be purchased like electronic textbooks - to extend learning beyond the classroom.
The TimeMAPS Online Testing System, a state-of-the-art online testing and grading center, allows educators to use default questions or write their own. Questions varying by T/F, matching, multiple choice, and essay. Automatic online grading provides instant results and frees educators from paperwork, giving them more time to focus on providing quality instruction and meeting the requirements of their courses.
TimeMAPS is much more than a bundle of useful CDs and online features, however. The curriculum is designed and updated to meet National Standards for Personal Finance Education (JumpStart Coalition), making it a reliable resource for meeting high school graduation requirements for Missouri. The software program engages learners because it uses technology to deliver lessons and create opportunities to experiment with financial decisions and see various outcomes. All software has been written for easy, intuitive use.
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TimeMAPS uses current government data including housing information, tax tables and cost of living, making it the most relevant and up-to-date curriculum available. TimeMAPS makes personal finance lessons more understandable and enjoyable for students, while at the same time reducing teachers' preparation time and paperwork. The software and curriculum integrates technology into the classroom, teaching other important skills, and preparing students to successfully meet high school graduation requirements for Missouri and successfully manage their financial futures.
Today's students face the need for unprecedented knowledge in the field of personal finance before they go on to choose careers and make other important financial decisions. The high school graduation requirements for Missouri reflect this truth, and are intended to give students a solid base in social studies and business education to build upon for a lifetime. TimeMAPS interactive software and curriculum can help educators create a dynamic and successful learning experience in the field of personal finance.
Contact a Realityworks Product Consultant today for more information about this valuable resource for financial literacy and personal finance teaching requirements.
